Business Owners Policy (BOP)

A business owners policy, also known as BOP insurance, combines property insurance, liability insurance, crime coverage and additional protection into one convenient package.

Business insurance is a necessity for even the smallest company in order to protect and maintain its financial health. At Narver Insurance, we understand how important that is.

Common BOP coverage includes:

  • Property insurance, which protects your building, equipment and inventory
  • Business income insurance, which covers lost income if your operations are suspended because of a covered loss
  • Equipment breakdown insurance, which protects you if your equipment is damaged from power surges, mechanical breakdown, burnout or operator error
  • Personal and advertising injury coverage, which covers copyright infringement, libel and slander
  • Bodily injury and property damage liability, which covers those instances when your employees, products or services cause harm to other people or their property
  • Medical payments coverage, which covers medical expenses resulting from injury to others on property you own or rent
  • Rented vehicle coverage, which provides liability coverage for autos that you lease, hire or borrow

Whether you are an experienced risk manager or a novice business owner, we will answer your questions and help you determine the appropriate coverage for your business.