Employment Practices Liability (EPL)

As a business owner, you know the risk that you will eventually be sued at least once by an employee. It can happen at any time, even when you are interviewing potential new employees or escorting a former one out the door.

Your best protection lies with employment practices liability coverage designed especially to meet the needs of today’s office environments. It provides you with a blanket of coverage against claims by employees (present, former or potential). This policy can cover you against wrongful termination, breach of contract, disciplinary issues, sexual harassment, failure to promote, mismanagement of benefit plans, and much more. In addition, coverage can be broadened to include these additional enhancements:

  • Suits brought by 3rd parties, such as clients or vendors
  • Wage & Hour issues
  • Illegal Alien Investigative Proceedings coverage
  • Definition of claim to include tolling or waiving of the statute of limitations

It is a protection you need, at a cost variable according to your size and other risk factors. The policy covers legal fees and court costs whether you win or lose.

At Narver Insurance, we can show you just how affordable our employment practices liability policies are.