Home & Property
We are frequently asked by clients about insurance for such things as business or personal property or residences they may own. For that reason, we have used our many connections within the insurance industry to find affordable property and homeowner plans that fit their needs.
Your premiums may vary according to any number of variables, including:
- Replacement Value Of Your Home or Property – We can add extended replacement cost coverage to your policy to ensure that the property is rebuilt to the same standards used in the original construction should there ever be a claim.
- Amount of Personal Property Coverage – If you elect to do so, we can add replacement value coverage that ensures full replacement of your personal property, with no deduction for depreciation that may have occurred. We recommend that your personal property coverage should include all risks. Additionally, we suggest you include expensive possessions such as jewelry, collectibles or art in a separate list with extended coverage.
- Personal Liability – We will help you determine the preferred amount of personal liability coverage to include in your policy. This amount may vary according to the value of any assets you may own.
- Special Coverages – Many home owners have high-risk assets such as fences, pools, outbuildings etc., which are covered only minimally by a standard homeowners policy. We will help you make sure your policy covers you adequately.
Let Narver Insurance put together the best possible policy for you, at the most competitive price we can find.