Umbrella & Excess Liability

Excess liability insurance is a broad type of umbrella insurance that protects you from a wide variety of risks. It goes beyond the normal liability limits of standard home or auto insurance policies, and covers you for a higher amount against unpredictable risks.

Our umbrella insurance plans work hand in hand with your current policies to provide additional coverage for bodily injury and property damage, as well as other threats not covered under your regular policy.

Narver Insurance can ensure that your custom umbrella plan extends your limits only as much as you actually need and no more.

Who needs an umbrella insurance plan? Just about anyone with assets. What happens should someone sue you over an accident that happened on your premises, and the suit amount exceeds the limits of your policy? Who picks up the tab? You do…unless you have an umbrella plan.

Fortunately, our umbrella plans are very reasonably priced, and in these especially litigious times, they’re protection that everyone should seriously consider.